Traveling can be a wonderful experience, but it can also be expensive. With the right credit card, you can save money on your next trip and even get additional perks. If you’re a beginner in the world of travel credit cards, you may be wondering what the best options are. This blog post will go over the best travel credit cards for beginners so that you can find the perfect one for your needs.
7 Best Travel Credit Cards For Beginners
1. Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a fantastic option for those just beginning their journey with points and miles.
With a generous smattering of travel benefits, a variety of redemption options, and an affordable $95 annual fee, the Chase Sapphire Preferred® Card is the ideal way to get started.
From a sign-up bonus of 60,000 points, after you spend $4,000 on purchases in the first 3 months from account opening to travel protections like trip cancellation and delay insurance, this credit card packs a punch.
The points are also incredibly versatile, so you can use them for flights, hotels, and car rentals – or you can even transfer them to several partner loyalty programs.
2. Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is the ideal choice for travelers just starting out. With it, you’ll earn unlimited 2X miles on every purchase and 5X miles on thousands of hotels, through Hotels.com/Venture.
You can also transfer your miles to several partner airlines to maximize your rewards. Plus, you’ll get access to various travel benefits, including no foreign transaction fees, extended warranty on eligible purchases, and travel accident insurance.
And with a low annual fee of just $95, it’s a great way to earn rewards and save money on your travels.
Related – 8 Best Credit Cards With Rewards
3. Citi Premier® Card
The Citi Premier Card is the perfect choice for traveling beginners. With no foreign transaction fees and an extendable Intro APR period, it helps you save money and stay flexible.
You will earn 3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel, and 1X points on all other purchases.
Additionally, the Citi Premier Card also offers additional benefits such as Citi Entertainment, automatic travel and damage protection, and Complimentary Concierge service.
With all of these features, the Citi Premier Card is the ideal choice for travelers who want the best value on their travels.
4. American Express® Gold Card
The American Express® Gold Card provides an extensive range of travel benefits and rewards.
It provides access to a variety of airline and hotel partners, so you can book your travel with ease. Plus, you can earn 4X Membership Rewards® points on eligible dining and grocery store purchases, 3X points on flights booked directly with airlines, and 1X points on all other purchases.
Additionally, you’ll receive up to $120 in annual dining credit, $120 worth of Uber Cash each year, and access to a variety of exclusive experiences.
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5. Chase Freedom Unlimited®
The Chase Freedom Unlimited® credit card offers unlimited 1.5% cash back on all purchases, with no annual fee or minimum spending requirement.
You can earn up to 5% cash back on travel purchases, such as rental cars and plane tickets, as well as 3% on dining out and drugstore purchases.
The card also provides a 0% introductory APR on balance transfers for 15 months and purchases for the first three months, saving you money on interest fees.
6. Bank of America® Travel Rewards For Students Credit Card
It’s never too early to start getting involved with travel rewards programs and applying for the Bank of America® Travel Rewards Credit Card for Students is a great way to get started.
It’s very beginner-friendly thanks to a straightforward points-earning structure — you’ll earn an unlimited 1.5 points for every dollar you spend on purchases.
That means the more you use your card, the more points you’ll earn, and the more you can save on your next vacation!
Plus, you can redeem your points for credit statement credits to cover travel-related expenses like flights, hotels, rental cars, and more.
Related – 4 Best Credit Cards For Young Adults
7. Capital One VentureOne Rewards Credit Card
If you’re new to the world of travel rewards, you may be hesitant to pay an annual fee on a credit card.
That’s why the Capital One VentureOne Rewards Credit Card is a great option – it’s a great way to get your feet wet and start earning rewards without committing to an annual fee.
It still offers plenty of benefits, like 1.25 miles for every dollar spent on all purchases with no foreign transactions. Plus, you’ll also get 20,000 bonus miles once you spend $500 on purchases within 3 months of account opening.
Conclusion:
Having the right credit card can make a huge difference to your travels. Whether you’re a beginner or an experienced traveler, there’s sure to be a travel credit card that suits your needs.
With the seven best travel credit cards for beginners outlined here, you now have a better idea of which one to choose.
From rewards and cashback to sign-up bonuses and low-interest rates, these cards offer something for everyone.